Effective Date: August 01, 2025

Welcome to Agents First Insurance (“Company,” “we,” “our,” or “us”). By accessing or using our website, services, or resources, you (“User,” “Agent,” or “Client”) agree to the following Terms and Conditions. Please read them carefully. If you do not agree, you should not use our website or services.

1. Use of Our Website and Services

• Our website and resources are intended for individuals and agents interested in insurance products, financial services, and training opportunities.

• You agree to use our services for lawful purposes only and not to violate any applicable laws or regulations.

• Unauthorized use, including data scraping, hacking, or fraudulent activity, is strictly prohibited.

2. No Guarantee of Earnings or Results

Agents First Insurance provides tools, training, and resources to support independent agents. However:

• We do not guarantee specific earnings, commissions, promotions, or client results.

• Your success depends on your own skills, efforts, and compliance with state/federal laws.

3. Independent Agent Relationship

• Agents contracted with us are independent contractors and not employees of Agents First Insurance.

• Agents are responsible for maintaining proper licensing, errors & omissions (E&O) insurance, and compliance with carrier and regulatory requirements.

• The Company is not liable for an agent’s independent actions, advice, or misrepresentations.

4. Intellectual Property

• All content on this website, including logos, text, images, training materials, and software, is the property of Agents First Insurance or its licensors.

• You may not reproduce, distribute, or exploit any content without written permission.

5. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

6. Third-Party Links and Services

Our website may contain links to third-party websites or services.

• We are not responsible for the content, accuracy, or practices of third parties.

• Use of third-party products or services is at your own risk.

7. Limitation of Liability

• We strive to provide accurate and reliable information, but we do not guarantee that our website or services will be error-free, uninterrupted, or secure.

• To the fullest extent permitted by law, Agents First Insurance shall not be liable for any damages arising from the use of our website, services, or materials.

8. Indemnification

You agree to indemnify and hold harmless Agents First Insurance, its affiliates, officers, employees, and partners from any claims, liabilities, damages, or expenses (including legal fees) arising from your use of our services or violation of these Terms.

9. Changes to Terms

We reserve the right to update or modify these Terms and Conditions at any time. Changes will be posted on this page with an updated “Effective Date.” Continued use of our website constitutes acceptance of the updated Terms.